Quick Tips Before You Apply
- Watch our What to Expect video about the Application!
- Make sure your credit isn't frozen so that we can accurately pull your numbers.
- Be as accurate and honest about your finances and income as you can.
- Have important documents on hand to upload (proof of income, employment history, bank statements, tax returns).
Did you know...the credit bureaus sell your information after we pull your credit?
Gross, right? Unfortunately, Equifax, Experian and TransUnion sell this information to other lenders in the form of "trigger leads," which can result in receiving an insane amount of relentless spam calls. It's that bad.
We know it's a frustrating situation that banks are fighting against, but currently, we have no control over it. The good news is that you can minimize these calls, by OPTING OUT at optoutprescreen.com and then registering with the Do-Not-Call Registry at donotcall.gov.
If you OPT OUT- please be sure to email me ASAP to let you know you have done so. The Do Not Call Registry takes 5 days to process and I want to ensure we have you as protected as possible.
Provided for informational purposes only. This is not a commitment to lend, not all borrowers will qualify.
Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. For licensing information go to: www.nmlsconsumeraccess.org
Edge Home Finance
4413 Spicewood Springs Rd #302 Austin TX 78759
Company NMLS: 891464
Branch NMLS# 2514483
Privacy Policy | Company Licenses | NMLS Consumer Access
REGULATOR:
TX Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201
Austin, TX 78705
Phone: (512) 475-1350
Fax: 512-475-1360
DISCLAIMERS:
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.
Copyright 2012 Stephanie Donnell